State research
How to Get a Mortgage License in Rhode Island
Rhode Island stacks its own rules on top of the national baseline every state shares. As reviewed September 2026, the official education page lists 20 total pre-licensing hours, and 3 of those hours cover Rhode Island-specific material. Here is the exact next step for Rhode Island, not a generic national number.
Rhode Island at a glance
The numbers behind your class hours.
| State | Total PE hours | State-specific hours | Annual CE hours |
|---|---|---|---|
| Rhode Island | 20 | 3 | 8 |
Official source, reviewed September 2026:
Requirements change. Recheck the official page before you enroll in a class or pay any fee.
The same method, applied here
Seven steps turn Rhode Island's rules into a route you can follow.
The guide walks all seven in order: open your NMLS account, pick your path and state, make your plan, take the class and pass the test, apply, get sponsored and get the green light, then start strong and keep your license.
Start with Step 1. The guide and workbook cover every step for Rhode Island and any other state you add later.
Get the bundle for $19.99Straight answers
Know exactly what applies to Rhode Island.
Does the Mortgage License Roadmap guide cover Rhode Island specifically?
Yes. The guide teaches a repeatable research method that works for any state, and this page applies that method to Rhode Island using the official NMLS figures reviewed September 2026. Colorado and Texas are the guide's own worked examples, not limits on which states it covers.
Where do I check the current Rhode Island requirements myself?
Open the official NMLS state-specific education page for Rhode Island linked below, or export your own checklist from the NMLS Checklist Compiler, which the guide walks through in Step 1.
Your next move
Your first step is research, not guesswork.
Build your Rhode Island-aware licensing plan before you buy a course, schedule a test, or submit an application.
Get Mortgage License Roadmap for $19.99