State research
How to Get a Mortgage License in South Carolina
South Carolina splits mortgage licensing across two agencies, BFI and DCA, depending on the kind of company you will work for. As reviewed September 2026, each has its own hours below. Confirm which one applies to you in Step 1 of the guide before you use either figure.
South Carolina at a glance
The numbers behind your class hours.
| Agency | Total PE hours | State-specific hours | Annual CE hours |
|---|---|---|---|
| BFI | 20 | 3 | 8 |
| DCA | 20 | 3 | 8 |
Official sources, reviewed September 2026:
- BFI: Official NMLS education page for South Carolina (BFI)
- DCA: Official NMLS education page for South Carolina (DCA)
Requirements change. Recheck the official page before you enroll in a class or pay any fee.
The same method, applied here
Seven steps turn South Carolina's rules into a route you can follow.
The guide walks all seven in order: open your NMLS account, pick your path and state, make your plan, take the class and pass the test, apply, get sponsored and get the green light, then start strong and keep your license.
Start with Step 1. The guide and workbook cover every step for South Carolina and any other state you add later.
Get the bundle for $19.99Straight answers
Know exactly what applies to South Carolina.
Does the Mortgage License Roadmap guide cover South Carolina specifically?
Yes. The guide teaches a repeatable research method that works for any state, and this page applies that method to South Carolina using the official NMLS figures reviewed September 2026. Colorado and Texas are the guide's own worked examples, not limits on which states it covers.
Where do I check the current South Carolina requirements myself?
Open the official NMLS state-specific education page for the agency that matches your company type, linked below, or export your own checklist from the NMLS Checklist Compiler, which the guide walks through in Step 1.
Your next move
Your first step is research, not guesswork.
Build your South Carolina-aware licensing plan before you buy a course, schedule a test, or submit an application.
Get Mortgage License Roadmap for $19.99