State research
How to Get a Mortgage License in Utah
Utah splits mortgage licensing across two agencies, DFI and DRE, depending on the kind of company you will work for. As reviewed September 2026, each has its own hours below. Confirm which one applies to you in Step 1 of the guide before you use either figure.
Utah at a glance
The numbers behind your class hours.
| Agency | Total PE hours | State-specific hours | Annual CE hours |
|---|---|---|---|
| DFI | 20 | See source | 8 |
| DRE | 25 | 5 | See source |
Official sources, reviewed September 2026:
Requirements change. Recheck the official page before you enroll in a class or pay any fee.
The same method, applied here
Seven steps turn Utah's rules into a route you can follow.
The guide walks all seven in order: open your NMLS account, pick your path and state, make your plan, take the class and pass the test, apply, get sponsored and get the green light, then start strong and keep your license.
Start with Step 1. The guide and workbook cover every step for Utah and any other state you add later.
Get the bundle for $19.99Straight answers
Know exactly what applies to Utah.
Does the Mortgage License Roadmap guide cover Utah specifically?
Yes. The guide teaches a repeatable research method that works for any state, and this page applies that method to Utah using the official NMLS figures reviewed September 2026. Colorado and Texas are the guide's own worked examples, not limits on which states it covers.
Where do I check the current Utah requirements myself?
Open the official NMLS state-specific education page for the agency that matches your company type, linked below, or export your own checklist from the NMLS Checklist Compiler, which the guide walks through in Step 1.
Your next move
Your first step is research, not guesswork.
Build your Utah-aware licensing plan before you buy a course, schedule a test, or submit an application.
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